As participants in this group, we need to be mindful of the constraints of
antitrust laws. There shall be no discussions of agreements or concerted
actions that may restrain competition. This prohibition includes the exchange
of information concerning individual prices, rates, coverages, market
practices, claims settlement practices, or any other competitive aspect of an
individual company’s operation. Each participant is obligated to speak up
immediately for the purpose of preventing any discussion falling outside
these bounds.

